An Export Credit Agency (ECA) is a government-owned financial institution that offers trade finance and other services to facilitate domestic companies' international exports. ECAs can provide financing for the purchase of goods and services from abroad, as well as insurance against non-payment or political risks. They also offer advice on exporting, import duties, and foreign exchange regulations.ECAs typically have two main sources of revenue: fees charged for their services, and interest earned on loans they make to exporters or importers. Some ECAs are self-sufficient, while others are subsidized by their governments.The benefits of using an ECA include access to lower interest rates, longer repayment terms, and more flexible lending criteria than those offered by commercial banks. ECAs can also help companies obtain export credit insurance, which covers losses in the event that the buyer fails to pay for the goods or services purchased.