An Electronic Check, or E-Check, is a form of payment made via the Internet, or another data network, designed to perform the same function as a conventional paper check. Since the check is in an electronic format, it can be processed in fewer steps. For this reason, many people believe that e-checks are more secure and efficient than other forms of online payment.E-checks are also convenient for consumers because they can be used to pay bills or make purchases without having to enter credit card information. In addition, there is no need to worry about checks getting lost in the mail or stolen from your mailbox. E-checks can also be cancelled if necessary and funds can be transferred between accounts quickly and easily.Despite these advantages, some people remain hesitant to use e-checks because they are not familiar with the process or they do not trust online transactions. However, with proper security measures in place (such as firewalls and anti-virus software), using an e-check is just as safe as using a credit card online.
